Dealer Enquiries

IPP Online welcomes representative and dealer inquires for services in regards to implementation and ongoing service of Individual Pension Plans.

IPPs in Canada are in their infancy much like RSPs were in the 70's. The IPP market is about to explode, yet IPPs are very much more complex then RSPs.Your time is best spent with the client, not with the Income Tax Act or the Pension Benefits Acts. That is where we come in. Currently in Canada there are about 7200 registered IPP and our group members have implemented over 1800 of these.We have the resources, knowledge and desire to make an IPP for your clients a seamless reality.

As part of the IPP Online system you and/or your dealership will be able to offer to your clients the best, most efficient, low cost IPP solutions in Canada. Yet IPP Online understands that your time is best spent working directly with your clients on their portfolios. While we suggest portfolios for our clients, you and only you would deal directly with your clients - we will never contact your clients.

Since no assets ever reside on our books, no referral relationships are needed nor will any of your clients ever be contacted or solicited by IPP Online.

IPP Online will prepare all documents, implement and register the plan with provincial and federal regulators, complete the corporate trust and all other documentation and forward it to you as outlined below.

This package includes:

Corporate Trust Agreement
Board of Directors Resolutions
Actuarial Valuation Report
Actuarial Information Summary
Applying for PSPA (if applicable)
Application for Registration of Pension Plan (T510 E)
Investment Objectives Guidelines
Locking-In Agreement (if applicable)
Letters to CRA & Provincial Authority (if applicable)
Past Service Pension Adjustment Certification (if applicable)
Connected Person Information Return
Beneficiary Designations
Pension Plan Text
Folder of all documents for your personal records

We will also:

Preparation and execution of Trust Agreement
Offer Overall safekeeping of plan assets
Accepting contributions
Processing benefit payments
Processing dividends, interest payments
Issuing applicable CRA tax slips and preparing/filing annual T3P tax return in conjunction with actuary
Preparing activity statements for the plan-owner and the employer.

We offer high volume discounts and special rates too.

Call or email IPP Online Canada to learn how to build your IPP book of business.

We would complete all the leg work, you and only you will deal directly with your client(s).

Phone 1-866-300-7786, and ask for Cher or Michael.

Email info@ipponline.ca